|It is reported that participating in the pilot is the discoverer of Shanghai's first new COVID-19 patient-Dr. Yu Yiming, Department of Respiratory and Critical Care Medicine, Tongren Hospital. He used this digital currency E-CNY "visual card" of the Postal Savings Bank to complete the payment by swiping the card at the payment terminal of the staff restaurant. The whole process is similar to the operation of a normal bank card.
There is an electronic ink screen window in the upper right corner of the "visual card", which can display information such as consumption amount, balance, and offline availability.
|According to Tongren Hospital, in the future, focusing on the development of the big health industry, Tongren Hospital will further pilot the use of digital currency E-CNY in payment scenarios such as hospital diagnosis and treatment payments, physical examinations, and parking fees.
It's reported that the smart card wallets such as "visual cards" are a type of digital currency E-CNY hardware wallets. Consumers can understand them as our commonly used "transportation cards". The money is stored in the card and needs to be recharged in advance. In order to consume, this is also the key to "dual offline" payment.
|At present, ICBC mobile banking App digital currency E-CNY wallet also has "visual card" related operation interface, including visual card binding, collection, recharge, etc., and this is only displayed on Android NFC phones. It can be seen that ICBC uses the NFC function of the mobile phone to recharge and collect money.
Per the report, from the previous patents published by the central bank, it summarizes the hardware wallet as a "digital currency chip card", and the digital currency chip card can specifically include visual Bluetooth IC cards, IC cards, mobile eSE cards, mobile phone SD card and mobile phone SIM card, etc. 5 types.
|The visual Bluetooth card generally refers to a smart card with a screen that displays information such as transaction amount and balance, and interacts with the smart phone through Bluetooth, NFC, etc., and can cooperate with the mobile phone App for query and account information synchronization. The above should belong to this type of product, and we have exposed similar products before.
Therefore, digital currency E-CNY visual card mainly depend on the way they interact with other devices such as smart phones. At present, in terms of price, NFC and electronic ink screen may be cheaper, plus Bluetooth, fingerprints and even other functions. The price will be higher, more biased towards wearable wallets.